How to repair your finances

How to take control of your financial journey

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out.

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to hang in there and keep up with all these monthly cash rate hikes.

Financial security is one of the most important things in life. No one wants to worry about how they will pay their bills or whether they will be able to retire comfortably. In this article, we will discuss 10 ways that you can secure your financial future. We will cover budgeting, investment property and insurance – all important aspects of financial planning. Follow these tips and you can relax knowing that you are taking care of yourself and your family!

We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.

Your credit file is one of the most important documents when you're looking to buy your first home. Mortgage brokers will often look at this document to decide whether or not you are a good candidate for a mortgage. A high credit score means that you're a low-risk borrower, and this can save you money in the long run. This article will discuss 10 ways you can build your credit file and improve your credit score.

Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or boost their superannuation. Have you thought about how you could take advantage of last year’s property price spike?

Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient and environmentally friendly? Today we’ll run you through a new tax change that could help you buy something a little more la-de-da.

Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to new data. Here’s how to secure one of the highly coveted 35,000 scheme spots released on July 1.

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid continuing inflation pressures. How much will this third consecutive rate hike increase your monthly mortgage repayments?

With interest rates on the way back up, there’s no doubt some households around the country are starting to do it a bit tough. Coincidentally, some big changes kick in on July 1 when it comes to recording financial hardship arrangements.

What is equity?

Equity is the difference between the balance of your home's mortgage and the market value. This equity can be utilised to better your situation.

A home is probably the most important investment of your life and it is one of the few assets that can increase in value. So how can you optimise and speed up the equity you accrue, here is a guide to get you started.

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme – and buy your first home sooner – here’s how to get ahead of the pack.

The Reserve Bank of Australia has decided to increase the interest rate by 0.5%, the second increase in 2 months. Previously, they had already raised the rate by 0.25%, bringing the total increase to 0.85%, the most significant increase in over 20 years.

Tax time is just around the corner and the ATO has sent out a warning to businesses around the country that owe it money: the COVID-19 moratorium on debt collection has come to an end. Rest assured though, you’ve got some options.

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.

The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much extra should you expect to pay on your home loan?

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?

Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.